Sexual misconduct insurance

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We hope you find what you are looking for, please contact us if you have any questions. We strive for excellence and greatly value your feedback. Thank you!

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Sexual abuse and molestation is certainly a sensitive subject matter; however, when dealing with insurance, it is a topic that must be addressed. Any company or organization can be exposed to claims for sexual abuse and molestation; particularly ones with exposure to minors, the mentally disabled or the physically infirm. Given the nature of our clientele here at Lamb and the industries in which we serve, almost all of our clients purchase dedicated coverage for sexual abuse and molestation, save for a select few that deem their risk to be so minute to be not worth the cost.

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Please contact customerservices lexology. You are a California business, and your worst fear has just come true: one of your high ranking executives has been accused of egregious sexual misconduct. Now, both the company and the executive are defendants in a lawsuit, with the claimant alleging that the business failed to properly supervise the errant executive.

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News headlines in recent months have been filled with appalling revelations about sexual harassment, assault, and even worse behaviour. As these stories have emerged, at least some of the victims have thankfully felt able to come forward with their stories and seek to hold wrongdoers accountable for their misconduct. In particular, they may be held accountable for failure to prevent such misconduct, turning a blind eye, not conducting adequate background checks, and not disclosing to shareholders or investors their knowledge of any egregious behaviour.

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Hopefully, your organization will never have to face the financial and emotional devastation of sexual misconduct. But instead of relying upon hope and trust, there are a number of proactive measures and programs that every organization can implement to help prevent sexual misconduct from occurring and minimize the risks associated with an incident. But the damage does not stop there.

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Within the past 20 years, numerous organizations have faced claims by individuals alleging that they were sexually abused by staff. With growing public pressure on various state legislatures around the country to lift or suspend the statute of limitations restrictions on filing sexual misconduct claims, it is likely that the number of these claims will only increase. Fortunately, historic insurance assets may provide the critical funding for defense and indemnity costs incurred while dealing with these claims. Coverage for misconduct claims is more likely to exist under the policies issued at the time of the occurrence of the alleged misconduct e.

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Subscribe to RSS. Sexual misconduct by a company executive or employee can result in a wide variety of legal claims against the company itself. Sexual misconduct allegations can spawn litigation beyond claims by the alleged victim as well.

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You are a California business, and your worst fear has just come true: one of your high ranking executives has been accused of egregious sexual misconduct. Now, both the company and the executive are defendants in a lawsuit, with the claimant alleging that the business failed to properly supervise the errant executive. Should you give up on the possibility of insurance coverage given the inflammatory allegations against the executive? Not in our view.

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